/* ═══════════════════════════════════════════════
   TERMS & CONDITIONS PAGE
   ═══════════════════════════════════════════════ */

.section-terms {
    padding: var(--section-pad) 0;
    padding-top: clamp(100px, 12vw, 160px);
    background: var(--bg-primary);
}

.section-terms .section-intro {
    max-width: 720px;
    margin-bottom: 48px;
}

/* ─── Grid: 3 per row ─── */
.terms-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

/* ─── Card ─── */
.terms-card {
    display: flex;
    flex-direction: column;
    background: var(--white);
    border: 1px solid var(--grey-100);
    border-radius: 20px;
    padding: 32px 28px;
    text-decoration: none;
    transition: transform var(--speed) var(--ease-out),
                border-color var(--speed) var(--ease-out),
                box-shadow var(--speed) var(--ease-out);
}

.terms-card:hover {
    transform: translateY(-4px);
    border-color: var(--lime);
    box-shadow: 0 12px 36px rgba(194, 213, 48, 0.12);
}

/* ─── Icon ─── */
.terms-icon {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 52px;
    height: 52px;
    border-radius: 14px;
    background: rgba(10, 30, 61, 0.06);
    color: var(--navy);
    margin-bottom: 20px;
    transition: background var(--speed) var(--ease-out),
                color var(--speed) var(--ease-out);
}

.terms-card:hover .terms-icon {
    background: var(--navy);
    color: var(--lime);
}

.terms-icon i,
.terms-icon svg {
    width: 24px;
    height: 24px;
}

/* ─── Title ─── */
.terms-title {
    font-family: var(--font-heading);
    font-size: 18px;
    font-weight: 500;
    color: var(--navy);
    margin: 0 0 8px;
    line-height: 1.3;
}

/* ─── Description ─── */
.terms-desc {
    font-size: 14px;
    line-height: 1.7;
    color: var(--text-body);
    margin: 0 0 auto;
    padding-bottom: 20px;
}

/* ─── Download link ─── */
.terms-link {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 13px;
    font-weight: 500;
    letter-spacing: 0.03em;
    color: var(--navy);
    transition: color var(--speed) var(--ease-out);
}

.terms-card:hover .terms-link {
    color: var(--lime);
}

.terms-link i,
.terms-link svg {
    width: 16px;
    height: 16px;
}

/* ─── Stagger animation ─── */
.terms-grid [data-animate]:nth-child(1) { transition-delay: 0.05s; }
.terms-grid [data-animate]:nth-child(2) { transition-delay: 0.1s; }
.terms-grid [data-animate]:nth-child(3) { transition-delay: 0.15s; }
.terms-grid [data-animate]:nth-child(4) { transition-delay: 0.2s; }
.terms-grid [data-animate]:nth-child(5) { transition-delay: 0.25s; }
.terms-grid [data-animate]:nth-child(6) { transition-delay: 0.3s; }

/* ─── Responsive ─── */
@media (max-width: 900px) {
    .terms-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 20px;
    }
}

@media (max-width: 600px) {
    .terms-grid {
        grid-template-columns: 1fr;
        gap: 16px;
    }

    .terms-card {
        padding: 24px 20px;
    }
}